/* AAN Business Capital — shared stylesheet for /business-funding/ and /commercial-capital/
   Does not touch the automotive pages. Palette mirrors the existing site (#111827). */
:root{
  --navy:#111827; --navy-2:#1f2937; --ink:#111827; --muted:#4b5563; --line:#e5e7eb;
  --bg:#ffffff; --bg-2:#f3f4f6; --accent:#2563eb; --accent-2:#1d4ed8; --ok:#059669; --warn:#b45309;
  --max:1120px; --radius:10px;
}
[data-division="commercial"]{ --accent:#0f766e; --accent-2:#115e59; }
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;font-size:16px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(1.9rem,4.2vw,3rem);font-weight:800;letter-spacing:-.01em}
[data-division="commercial"] h1{font-family:Georgia,"Times New Roman",serif;font-weight:700;letter-spacing:0}
h2{font-size:clamp(1.4rem,2.6vw,2rem);font-weight:700}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
a{color:var(--accent)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.muted{color:var(--muted)}
.small{font-size:.875rem}

/* Header */
.bc-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(255,255,255,.08)}
.bc-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:16px}
.brand{display:flex;flex-direction:column;text-decoration:none;color:#fff;line-height:1.1}
.brand strong{font-size:1.05rem;letter-spacing:.02em}
.brand span{font-size:.7rem;opacity:.7;letter-spacing:.06em;text-transform:uppercase}
.nav{display:flex;gap:18px;align-items:center}
.nav a{color:#e5e7eb;text-decoration:none;font-size:.95rem}
.nav a:hover{color:#fff}
.nav .btn{padding:9px 14px;white-space:nowrap;font-size:.9rem}
@media(max-width:720px){.nav a:not(.btn){display:none}}

/* Buttons */
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:700;padding:14px 22px;border-radius:8px;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--accent-2)}
.btn.ghost{background:transparent;border:1px solid rgba(255,255,255,.35);color:#fff}
.btn.ghost:hover{background:rgba(255,255,255,.08)}
.btn.block{display:block;width:100%;text-align:center}

/* Hero */
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:72px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero p.lead{font-size:1.15rem;color:#d1d5db;max-width:56ch}
.hero .eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:#93c5fd;margin-bottom:14px}
[data-division="commercial"] .hero .eyebrow{color:#5eead4}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.hero .facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}
.hero .fact{border-left:2px solid rgba(255,255,255,.25);padding-left:12px}
.hero .fact b{display:block;font-size:1.2rem}
.hero .fact span{font-size:.85rem;color:#9ca3af}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.hero-card h3{margin-bottom:6px}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero{padding:48px 0}}

/* Sections */
section{padding:64px 0}
section.alt{background:var(--bg-2)}
.grid{display:grid;gap:22px}
.grid.c3{grid-template-columns:repeat(3,1fr)}
.grid.c4{grid-template-columns:repeat(4,1fr)}
.grid.c2{grid-template-columns:repeat(2,1fr)}
@media(max-width:900px){.grid.c3,.grid.c4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.grid.c3,.grid.c4,.grid.c2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card .n{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-weight:700;margin-bottom:12px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-size:.92rem}
.section-head{max-width:70ch;margin-bottom:28px}

/* Principal / trust */
.principal{display:grid;grid-template-columns:1fr 2fr;gap:32px;align-items:start}
@media(max-width:800px){.principal{grid-template-columns:1fr}}
.rule{border:0;border-top:1px solid var(--line);margin:24px 0}

/* FAQ */
details{border-top:1px solid var(--line);padding:16px 0}
details:last-of-type{border-bottom:1px solid var(--line)}
summary{cursor:pointer;font-weight:700;list-style:none;display:flex;justify-content:space-between;align-items:center}
summary::after{content:"+";font-size:1.3rem;color:var(--muted)}
details[open] summary::after{content:"–"}
details p{margin:10px 0 0;color:var(--muted)}

/* Forms */
.form-wrap{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;max-width:860px;margin:0 auto}
fieldset{border:0;padding:0;margin:0 0 22px}
legend{font-weight:700;font-size:1.05rem;margin-bottom:12px;padding:0}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:640px){.row{grid-template-columns:1fr}}
label{display:block;font-size:.9rem;font-weight:600;margin-bottom:6px}
label .opt{font-weight:400;color:var(--muted)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;padding:11px 12px;border:1px solid #cbd5e1;border-radius:8px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
textarea{min-height:120px;resize:vertical}
.field{margin-bottom:14px}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}
@media(max-width:640px){.checks{grid-template-columns:1fr}}
.checks label{font-weight:400;display:flex;gap:10px;align-items:flex-start;font-size:.95rem}
.checks input{margin-top:4px}
.consent label{display:block;font-weight:400;font-size:.95rem;line-height:1.5}
.consent input{margin:3px 8px 0 0;vertical-align:top;float:left}
.consent{background:var(--bg-2);border-radius:8px;padding:14px;margin:18px 0}
.hp{position:absolute;left:-9999px;top:-9999px;height:0;width:0;overflow:hidden}
.note{font-size:.85rem;color:var(--muted)}
.error{color:#b91c1c;font-size:.9rem;margin-top:8px;display:none}
.routing{display:none;background:#fff7ed;border:1px solid #fed7aa;color:#9a3412;border-radius:8px;padding:12px 14px;font-size:.92rem;margin-bottom:14px}

/* Footer */
.bc-footer{background:var(--navy);color:#d1d5db;padding:48px 0 28px;font-size:.92rem}
.bc-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:28px}
@media(max-width:800px){.bc-footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.bc-footer .cols{grid-template-columns:1fr}}
.bc-footer h4{color:#fff;margin:0 0 10px;font-size:.95rem}
.bc-footer a{color:#d1d5db;text-decoration:none}
.bc-footer a:hover{color:#fff}
.bc-footer ul{list-style:none;padding:0;margin:0}
.bc-footer li{margin-bottom:6px}
.bc-footer .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:32px;padding-top:18px;font-size:.8rem;color:#9ca3af}
.bc-footer .legal p{margin-bottom:8px}

/* Thank-you */
.ty{max-width:720px;margin:0 auto;text-align:center;padding:80px 20px}
.ty .check{width:64px;height:64px;border-radius:50%;background:var(--ok);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:2rem;margin-bottom:18px}
.ty .steps{text-align:left;margin:28px auto 0;max-width:520px}

/* Existing AAN parent brand, shared across division headers. */
.brand .aan-logo{display:block;width:150px;height:auto;max-width:100%;background:#fff;padding:6px 10px;border-radius:5px;box-sizing:content-box;margin-bottom:8px}
@media(max-width:600px){.brand .aan-logo{width:125px;padding:5px 8px}}