Get Approved for Auto Financing
in Canada
Bad credit? No credit? Newcomer? We connect you with dealerships that specialize in your situation. It's free to apply.
How It Works
Apply Online
Fill out our simple form with your basic information. No SIN required to get started.
Get Matched
We connect you with a dealership that specializes in your credit situation and vehicle needs.
Get a Call
A dealership specialist contacts you to discuss your options and find the right vehicle.
Drive Away
Get approved, choose your vehicle, and drive away. It's that simple.
Why Canadians Choose
Advanced Auto Network
All Credit Welcome
Good credit, bad credit, no credit, bankruptcy — we work with lenders who specialize in every situation.
Fast Response
Get connected with a dealership quickly. No waiting days for a callback.
No Fees
Our service is completely free for car buyers. No application fees, no hidden costs.
Canada-Wide
Dealership partners across all provinces and territories. Find financing near you.
Newcomer Friendly
New to Canada? We connect you with lenders who understand newcomer credit situations.
Finance Any Vehicle Type
New or used, we help you find financing for the vehicle you need.
Sedans
SUVs
Trucks
Coupes
Hatchbacks
Minivans
Frequently Asked Questions
Can I get approved with bad credit?
Yes. Many of our dealership partners specialize in bad credit and subprime auto financing. They work with lenders who look beyond your credit score to find approval options for your situation.
How fast can I get approved?
Once you submit your application, you'll be connected with a dealership quickly. Many applicants hear back the same day. Actual approval time depends on your lender and situation.
Do I need a down payment?
Down payment requirements vary by lender and your credit situation. Many of our partner dealerships offer low or no down payment options. Discuss your options with your dealership contact.
Will applying affect my credit score?
Submitting our initial application does not affect your credit score. A hard credit inquiry only happens when you proceed with a specific lender's financing offer.
Do I need my SIN to apply?
No. Your Social Insurance Number is not required to get started. It may be needed later for final loan approval, but you can begin the process without it.
I'm new to Canada. Can I get approved?
Yes. We work with dealerships and lenders who specialize in newcomer financing. Limited or no Canadian credit history is not a barrier — they understand newcomer situations.
Is there a fee to use your service?
No. Our service is 100% free for car buyers. There are no application fees, no processing fees, and no hidden costs. You pay nothing to use Advanced Auto Network.
What areas do you serve?
We serve customers across all Canadian provinces and territories. Our network includes dealership partners in major cities and rural areas throughout Canada.
Ready to Get Behind the Wheel?
Apply now and get connected with a dealership that can help you get approved — regardless of your credit situation.
Apply Now — It's FreeNo credit check to apply. No obligation.